Wing Digital Loan FAQ
1. What is Wing Digital Loan
Wing Digital Loan is an Online Loan Service that is fast, convenient, and safe which provided by Wing for all Wing customers such as our payroll, our merchants, our agents and all Cambodian people. Customer can easily apply the loan via Wing Bank App, all Wing agents nationwide and Wing Bank with loan limits up to $50,000.
2. Who is eligible to apply Wing Digital Loan
All customers with age of 18 - 65 years old
3. How can I apply Wing Digital Loan?
You can apply Digital Loan via Wing App, Wing Agent and Wing Bank (any Branches) For more details on how to apply loan please click here http://……….
4. I don't know how to apply, can I ask Wing Agent to apply for me?
'Yes, you can go to any wing agent or Wing Bank to apply the loan
5. is there any extra fee charge for applying loan at Wing Agent?
No, there is no extra fee charge for applying loan at Wing Agent.
6. Why should I choose to apply Wing Digital Loan?
Because Wing Digital Loan is convenient, fast approval and disbursment instantly. No waiting time
7. What is the loan interest rate?
The interest rate varies according to the loan type you apply (as low as 0.62% per month) and will be shown during you are applying the Wing Digital Loan
8. What is the loan tenure?
The loan tenor varies according to loan type you apply (up to 96 months) and will be shown during you applying the Wing Digital Loan
9. What is the maximum loan amount?
The maximum loan amount up to $50,000
10. Does this loan service require collateral or guarantor?
No collateral or guarantor required
11. Do I have to pay any fee charge
The fee charge varies according to the loan type you apply and will be shown during you applying the Digital Loan
12. How long does it take to receive the approval of the loan?
You will get the notification of the approval status instantly
13. Does this loan disburse instantly?
Yes, and some loans require some time for disbursment
14. How can I get the loan disbursment?
Loan will be disburse to your Wing Account
15. How can I pay the monthly installment?
1. System will automatically deduct full monthly repayment amount from your Wing account on due date or on payroll date based on T&C.
2. You can also pay monthly installment manually via Wing Bank App, Wing Agent and Wing Bank (any Branches)
16. How can I payoff the loan?
You can payoff the loan via Wing Bank App, Wing Agent and Wing Bank (any Branches)
17. Will Wing Bank check CBC for my loan application?
To comply with regulation, Wing will check CBC on your loan application. You have to consent for CBC checking before submitting loan application.
18. For late payment, will it effect my CBC credit history?
Yes, the CBC information will reflect your payment history
19. Is there any penalty for late payment?
You are encouraged to repay on time to have a good credit history. However, the penalty will be imposed for late payment with 2.25% per month on installment amount.
20. If I have more questions about Wing Digital Loan, who should I contact to?
You can contact to Wing Customer Service via:
- 023 9999 89
- 012 999 489
or you can visit the nearest Wing Agent or Wing Bank
21. How can I view my loan repayment schedule?
You can tap on "Wing Digital Loan" function in Wing Bank App and tap on the loan you would like to view your loan repayment schedule.
22. How will I know if I'm Approved? How can I check my loan application status?
You will receive the App notification and SMS when your loan is approved. You can also check your application or loan status by tapping "Wing Digital Loan" function in Wing Bank App and view your application or loan.
23. What all documents are required to apply for the loan?
- Not all loan application are required to furnish documents. Only specific customer will be requested to furnish some basic documents.